5 Easy Steps to Raise Your Credit Score 100 Points

If you’re looking for ways to raise your credit score 100 points or more, you may feel overwhelmed and frustrated at all the advice you’ve been reading online – or getting from well-meaning friends and family members. The truth is, building credit is simple. Oftentimes, though, we overcomplicate it. Let’s look at five steps to raising your score, so you […]

The Crazy-Easy Guide To Pay Off Debt Fast

How to pay off debt fast? Paying off debt is one of the best feelings in the world. It can be done with a little planning and knowledge on how much you owe and what your monthly budget looks like. This guide will show you exactly how to go about it, step-by-step! Being buried under a mountain of debt is […]

How to Get Rid of Debt Collectors

How to Get Rid of Debt Collectors? Are those annoying debt collection calls getting to you? If a company believes you owe them a debt, they do legally have the right to contact you to retrieve that debt. However, in just 30 minutes of work, you can get them never to contact you again. Here’s how to get debt collectors […]

The Easiest Way to Remove Bad Items from Your Credit Report

Did you know that it’s possible to remove bad items from your credit report? You can remove any incorrect item showing up on your credit report that’s damaging your credit. Otherwise, you have the right to sue the credit agency. Here’s how to remove bad items from your credit report. The Easiest Way to Remove Bad Items from Your Credit […]

All About Debt Consolidation and How it Works

What Is Debt Consolidation? If you’re high in debt, one option that you may have heard about is debt consolidation. There are many pros and cons to using a debt consolidation program. Keep in mind that to qualify, you generally need at least $7,500 in unsecured debt. Here’s how debt consolidation works: ==> Debt Consolidation 101 The basis of debt […]

How You Can Boost Credit Score Overnight

Boost Credit Score Overnight? Many different factors go into your credit score, also known as the FICO score. Your FICO score is calculated based on your credit report by a formula created by the Fair Isaac Corporation. However, FICO does not disclose its exact method. No one may know how important each factor is in calculating the credit score, however, […]